CohortCredit funds Polsia companies' marketing spend and gets repaid as a percentage of cohorted growth profit. No equity dilution. No fixed repayment schedules. Just aligned incentives.
Most companies use equity to fund customer acquisition. That turns scaling businesses into dilution machines. Debt alternatives require fixed repayment regardless of performance. Neither fits.
Give away 15-25% of your company every round just to pay for ads and sales reps. The most expensive capital possible for the most predictable line item.
We fund your marketing spend. You repay from the revenue those specific customers generate. If the cohort underperforms, you pay less. Growth and repayment are the same thing.
Submit a funding request or let our engine identify you as a strong candidate based on your Polsia metrics.
We analyze inbound traffic, conversion, retention, revenue growth, and margin directly from the platform.
Our underwriting engine produces a loan offer with terms tied to your cohorted growth profit.
Funds go directly to marketing spend. Repayment flows as a percentage of the growth those campaigns produce.
Volume, quality, and channel mix. We see the full picture because Polsia instruments it natively.
Visitor-to-customer efficiency across every funnel step. Real data, not self-reported metrics.
Cohorted retention curves and revenue expansion. The foundation of repayment projections.
Unit economics and contribution margin. We only fund marketing for businesses where the math works.
CohortCredit exists because marketing spend is an investment with measurable returns, not a cost that requires equity sacrifice. We're building the capital layer for AI-run companies.